:root{--navy:#102a43;--navy-2:#193c56;--ink:#1c2d3d;--muted:#607181;--green:#167d68;--green-dark:#106553;--mint:#e6f4ee;--paper:#f7f9f8;--white:#fff;--line:#dce5e2;--amber:#f1bf5b;--shadow:0 18px 52px #173c4a12;--radius:20px}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.62 "DM Sans",system-ui,sans-serif}h1,h2,h3,h4,p{margin-top:0}h1,h2,h3,.brand{font-family:Manrope,"DM Sans",sans-serif}h1{font-size:clamp(2.6rem,6vw,5.3rem);line-height:1.01;letter-spacing:-.065em;color:var(--navy);margin-bottom:22px}h2{font-size:clamp(1.9rem,3vw,2.8rem);line-height:1.14;letter-spacing:-.045em;color:var(--navy);margin-bottom:14px}h3{font-size:1.22rem;line-height:1.3;color:var(--navy);margin-bottom:10px}p{color:var(--muted)}a{color:var(--green-dark)}button,input,select{font:inherit}button,a{touch-action:manipulation}.shell{width:min(1160px,calc(100% - 44px));margin-inline:auto}.skip{position:absolute;left:-999px;top:10px;background:white;padding:10px;z-index:20}.skip:focus{left:10px}.site-header{height:78px;background:#ffffffeb;backdrop-filter:blur(14px);border-bottom:1px solid #dce5e299;position:sticky;top:0;z-index:10}.nav-wrap{height:100%;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:inline-flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-size:1.05rem;font-weight:700;letter-spacing:-.04em}.brand b{font-weight:800}.brand-light{font-weight:500;color:var(--muted);margin:0 3px}.brand-mark{display:grid;place-items:center;width:39px;height:39px;border-radius:13px;background:var(--navy);color:#b5ead2;font-size:1.18rem;letter-spacing:-.1em;padding-right:3px}.site-header nav{display:flex;align-items:center;gap:29px}.site-header nav a{text-decoration:none;font-weight:600;color:#435767;font-size:.94rem}.site-header nav a:hover{color:var(--green)}.site-header nav .nav-cta,.button{background:var(--green);color:#fff;border-radius:11px;padding:12px 17px;font-weight:700;box-shadow:0 8px 18px #167d6825}.nav-cta span{padding-left:8px}.menu-toggle{display:none;border:1px solid var(--line);background:white;border-radius:9px;padding:8px 12px}.hero{padding:80px 0 74px;display:grid;grid-template-columns:1.12fr .88fr;align-items:center;gap:8vw;min-height:590px}.eyebrow{display:inline-flex;gap:9px;align-items:center;color:var(--green-dark);font-size:.78rem;letter-spacing:.11em;text-transform:uppercase;font-weight:700;margin-bottom:18px}.eyebrow:before{content:"";width:23px;height:2px;background:var(--green)}.hero-copy>p{font-size:1.16rem;max-width:620px;line-height:1.72;margin-bottom:25px}.hero h1 em{font-style:normal;color:var(--green)}.actions{display:flex;align-items:center;gap:18px;flex-wrap:wrap}.button{display:inline-flex;justify-content:center;align-items:center;gap:10px;text-decoration:none;border:0;cursor:pointer;transition:transform .18s,background .18s}.button:hover{background:var(--green-dark);transform:translateY(-1px)}.button.secondary{background:#fff;color:var(--navy);border:1px solid var(--line);box-shadow:none}.button.dark{background:var(--navy)}.button.small{padding:9px 13px;font-size:.92rem}.quiet-link{font-weight:700;text-decoration:none}.microcopy{font-size:.82rem!important;margin-top:18px!important;color:#788894!important}.hero-art{min-height:400px;position:relative;display:grid;place-items:center}.orbit{width:min(100%,410px);aspect-ratio:1;border-radius:50%;background:radial-gradient(circle at 51% 49%,#fff 0 31%,#e7f2ec 31.2% 54%,#d8e9e1 54.2% 54.6%,transparent 54.8%);position:relative;display:grid;place-items:center}.orbit:before,.orbit:after{content:"";position:absolute;border:1px solid #b6d4c7;border-radius:50%;inset:8%}.orbit:after{inset:17%;border-style:dashed;opacity:.65}.orb-core{width:132px;height:132px;border-radius:36px;background:var(--navy);color:#fff;display:grid;place-items:center;box-shadow:0 22px 52px #102a4333;transform:rotate(-7deg);z-index:1}.orb-core span{font:800 3rem Manrope;letter-spacing:-.12em;color:#a8e5c9;margin-right:7px}.float-card{position:absolute;background:#fff;border:1px solid var(--line);border-radius:15px;padding:13px 17px;box-shadow:var(--shadow);z-index:2}.float-card b{display:block;color:var(--navy);font-size:1.03rem}.float-card span{font-size:.79rem;color:var(--muted)}.float-ric{top:11%;left:0}.float-dic{right:-3%;top:37%}.float-zec{bottom:8%;left:8%}.spark{position:absolute;right:13%;bottom:10%;width:60px;height:60px;border-radius:20px;background:var(--amber);transform:rotate(16deg);display:grid;place-items:center;color:var(--navy);font-size:1.8rem}.trust-strip{border-block:1px solid var(--line);padding:18px 0;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;color:#526776;font-size:.88rem}.trust-strip span{display:flex;align-items:center;gap:9px}.check{color:var(--green);font-weight:800}.section{padding:86px 0}.section-head{max-width:690px;margin-bottom:35px}.section-head p{font-size:1.08rem}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:25px;box-shadow:0 4px 16px #15394905}.incentive-card{min-height:284px;display:flex;flex-direction:column}.card-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:27px}.symbol{width:46px;height:46px;border-radius:15px;background:var(--mint);color:var(--green-dark);display:grid;place-items:center;font:800 1.08rem Manrope}.index{font-size:.76rem;color:#91a09d;font-weight:700;letter-spacing:.1em}.card p{font-size:.94rem;margin-bottom:20px}.card .text-link{margin-top:auto;font-weight:700;text-decoration:none}.section-tint{background:#edf4f1;border-block:1px solid #e2ece7}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.step{border-top:1px solid #bbcec5;padding-top:20px}.step-no{font:700 .8rem Manrope;color:var(--green);letter-spacing:.11em}.step h3{margin-top:18px}.step p{font-size:.95rem}.callout{margin-top:38px;padding:20px 24px;background:white;border-radius:14px;border:1px solid var(--line);display:flex;align-items:center;gap:15px;color:var(--muted);font-size:.9rem}.callout b{color:var(--navy)}.callout .symbol{flex:none}.examples{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.example{display:grid;grid-template-columns:45px 1fr;gap:13px}.example .symbol{width:42px;height:42px}.example p{font-size:.9rem;margin-bottom:0}.faq-list{max-width:850px}.faq-list details{padding:17px 0;border-bottom:1px solid var(--line)}.faq-list summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:15px;font-weight:700;color:var(--navy)}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:"+";color:var(--green);font-size:1.2rem}.faq-list details[open] summary:after{content:"−"}.faq-list details p{max-width:750px;margin:11px 0 0}.source-panel{background:var(--navy);border-radius:24px;color:white;padding:38px;display:grid;grid-template-columns:1fr 1fr;gap:30px;align-items:center}.source-panel h2{color:#fff}.source-panel p{color:#c0d0db;margin-bottom:0}.source-links{display:grid;grid-template-columns:1fr 1fr;gap:10px}.source-links a{color:#fff;text-decoration:none;padding:12px 14px;border:1px solid #ffffff2b;border-radius:10px;font-size:.88rem}.source-links a:hover{background:#ffffff12}.cta-band{margin:80px auto;padding:38px;background:#dff0e8;border-radius:22px;display:flex;align-items:center;justify-content:space-between;gap:25px}.cta-band h2{max-width:620px;margin:0}.cta-band p{margin:8px 0 0}.site-footer{padding:55px 0 20px;background:#fff;border-top:1px solid var(--line)}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1.3fr;gap:35px}.footer-grid>div{display:flex;flex-direction:column;gap:8px;align-items:start}.footer-grid strong{color:var(--navy);margin-bottom:5px}.footer-grid a:not(.brand){text-decoration:none;color:var(--muted);font-size:.91rem}.footer-grid p{font-size:.9rem;max-width:280px}.footer-brand{margin-bottom:7px}.footer-bottom{display:flex;justify-content:space-between;gap:15px;flex-wrap:wrap;padding-top:28px;margin-top:34px;border-top:1px solid var(--line);font-size:.8rem;color:#829099}
/* Inner pages and diagnostic */
.page-head{padding:58px 0 36px;max-width:820px}.page-head h1{font-size:clamp(2.4rem,5vw,4rem)}.page-head p{font-size:1.12rem;max-width:740px}.crumb{font-size:.84rem;color:var(--muted);margin-bottom:20px}.crumb a{text-decoration:none}.content-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:36px;align-items:start;padding-bottom:75px}.prose{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px}.prose h2{font-size:1.55rem;margin-top:35px}.prose h2:first-child{margin-top:0}.prose h3{margin-top:25px}.prose li{margin:8px 0;color:var(--muted)}.sidebox{position:sticky;top:100px;background:#edf4f1;border-radius:16px;padding:22px}.sidebox p{font-size:.9rem}.sidebox .button{width:100%}.status-note{padding:14px 16px;background:#fff6e5;border:1px solid #f0dbac;border-radius:11px;color:#67532b;font-size:.9rem;margin:18px 0}.source-list{padding-left:20px}.source-list a{overflow-wrap:anywhere}.legal-box{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px;margin:20px 0}.diagnostic-shell{padding:24px 0 80px}.diag-intro{max-width:780px;margin:0 auto 22px;text-align:center}.diag-intro h1{font-size:clamp(2.1rem,4vw,3.25rem)}.diag-intro p{max-width:680px;margin-inline:auto}.diag-card{max-width:820px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:22px;padding:clamp(20px,5vw,42px);box-shadow:var(--shadow)}.progress-top{display:flex;justify-content:space-between;gap:16px;font-size:.84rem;color:var(--muted);font-weight:600}.progress{height:6px;border-radius:8px;background:#e8efec;margin:12px 0 27px;overflow:hidden}.progress>span{height:100%;display:block;background:var(--green);transition:width .2s}.question h2{font-size:1.65rem}.question>p{font-size:.96rem}.fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:17px;margin:25px 0}.field.full{grid-column:1/-1}.field label{display:block;color:var(--navy);font-size:.9rem;font-weight:700;margin-bottom:6px}.field input,.field select{width:100%;border:1px solid #cbd8d4;border-radius:10px;padding:12px 13px;background:#fff;color:var(--ink)}.field input:focus,.field select:focus{outline:3px solid #c9e7d9;border-color:var(--green)}.help{display:block;font-size:.79rem;color:#75848d;margin-top:5px}.option-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin:22px 0}.choice{border:1px solid var(--line);padding:13px;border-radius:10px;cursor:pointer;display:flex;gap:10px;align-items:flex-start}.choice:has(input:checked){border-color:var(--green);background:#f1f8f4}.choice input{accent-color:var(--green);margin-top:5px}.choice span{font-size:.9rem}.diag-actions{display:flex;justify-content:space-between;gap:12px;margin-top:26px}.diag-actions .button{min-width:126px}.error{color:#a0372c;background:#fff1ee;padding:10px 13px;border-radius:9px;margin:12px 0}.privacy-check{display:flex;gap:10px;align-items:flex-start;font-size:.86rem;color:var(--muted)}.privacy-check input{margin-top:5px;accent-color:var(--green)}.result-header{padding:22px;background:#f1f7f4;border-radius:15px;margin-bottom:17px}.result-header p{margin-bottom:0}.result-grid{display:grid;gap:13px}.result-item{border:1px solid var(--line);border-radius:14px;padding:19px}.result-title{display:flex;justify-content:space-between;gap:12px;align-items:flex-start}.badge{font-size:.75rem;padding:5px 9px;border-radius:100px;font-weight:700;white-space:nowrap}.badge.pending{background:#fff2d4;color:#785b17}.badge.insufficient{background:#eef0f8;color:#45516d}.badge.apparently{background:#e0f3e9;color:#176249}.badge.does-not{background:#fce9e5;color:#873f36}.result-item p,.result-item li{font-size:.9rem}.result-item ul{padding-left:20px;margin-bottom:0}.report-preview{margin-top:17px;padding:23px;border:1px solid var(--line);border-radius:14px}.report-meta{display:flex;justify-content:space-between;gap:15px;color:var(--muted);font-size:.84rem}.demo-tag{display:inline-block;background:#fff2d4;color:#71540e;border-radius:100px;padding:5px 9px;font-size:.75rem;font-weight:700;margin:8px 0}.report-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}.disclaimer{font-size:.82rem!important;padding-top:13px;border-top:1px solid var(--line)}.hide{display:none!important}.version{font-size:.8rem;color:var(--muted)}.mobile-gap{height:20px}
.ad-slot{max-width:1160px;margin:0 auto;padding:8px 0 24px;color:#86939a;font-size:.72rem;text-align:center}.ad-slot span{display:block;text-transform:uppercase;letter-spacing:.12em;margin-bottom:5px}.ad-slot div{min-height:76px;background:#fff;border:1px dashed #cbd8d4;border-radius:10px;display:grid;place-items:center;font-size:.8rem}.prose .ad-slot{margin:26px 0}.mortgage-values{display:grid;grid-template-columns:1fr 1fr;gap:13px}.mortgage-values div{padding:12px;background:#fff;border:1px solid var(--line);border-radius:10px}.mortgage-values small,.mortgage-values b{display:block}.mortgage-values small{color:var(--muted);font-size:.78rem}.mortgage-values b{font:700 1.22rem Manrope;color:var(--navy);margin-top:4px}.light-links{background:#edf4f1;grid-template-columns:1fr 1fr;margin:14px 0}.light-links a{color:var(--navy);border-color:var(--line)}.grant-result{margin:28px 0}.grant-result .result-item{margin:12px 0}.privacy-check input{width:auto;flex:none}.privacy-check span{font-weight:500}.grant-checks{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:18px 0 25px}.grant-choice{display:flex;align-items:flex-start;gap:10px;padding:13px 14px;border:1px solid var(--line);border-radius:11px;background:#fff;cursor:pointer;color:var(--ink);font-size:.9rem;font-weight:600}.grant-choice:has(input:checked){background:#f1f8f4;border-color:var(--green)}.grant-choice input{margin-top:5px;accent-color:var(--green);flex:none}.grant-closed{border-color:#f0dbac}.grant-no{border-color:#ead1cd}
@media(max-width:850px){.hero{grid-template-columns:1fr;gap:25px;padding-top:60px}.hero-copy{max-width:700px}.hero-art{min-height:340px}.orbit{width:min(76vw,360px)}.float-dic{right:0}.cards{grid-template-columns:1fr}.incentive-card{min-height:0}.steps{gap:15px}.content-layout{grid-template-columns:1fr}.sidebox{position:static;order:-1}.source-panel{grid-template-columns:1fr}.cta-band{align-items:flex-start;flex-direction:column}.site-header nav{display:none;position:absolute;top:77px;left:0;right:0;background:#fff;padding:18px 22px 22px;border-bottom:1px solid var(--line);box-shadow:var(--shadow);flex-direction:column;align-items:stretch;gap:16px}.site-header nav.open{display:flex}.site-header nav a{margin:0}.menu-toggle{display:block}.trust-strip{justify-content:flex-start}.trust-strip span{width:calc(50% - 10px)}}
@media(max-width:580px){.shell{width:min(100% - 32px,1160px)}.site-header{height:68px}.site-header nav{top:67px}.hero{padding:46px 0 40px;min-height:auto}.hero h1{font-size:2.8rem}.hero-copy>p{font-size:1.04rem}.hero-art{min-height:290px}.orbit{width:280px}.orb-core{width:102px;height:102px;border-radius:29px}.float-card{padding:10px 12px}.float-card b{font-size:.9rem}.float-card span{font-size:.72rem}.float-ric{left:-1%;top:6%}.float-dic{right:-2%;top:37%}.float-zec{left:2%;bottom:3%}.spark{width:45px;height:45px;right:9%}.trust-strip span{width:100%}.section{padding:60px 0}.steps{grid-template-columns:1fr}.step{padding-top:14px}.step h3{margin-top:9px}.examples{grid-template-columns:1fr}.callout{align-items:flex-start}.source-panel{padding:25px}.source-links{grid-template-columns:1fr}.grant-checks{grid-template-columns:1fr}.cta-band{padding:26px}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}.footer-bottom{font-size:.76rem}.prose{padding:22px}.page-head{padding:40px 0 25px}.fields,.option-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.diag-actions .button{min-width:0;flex:1}.result-title{display:block}.result-title .badge{display:inline-block;margin:8px 0}.report-meta{display:block}.report-meta span{display:block;margin:5px 0}}
@media print{.site-header,.site-footer,.diag-intro,.progress-top,.progress,.diag-actions,.report-actions,.demo-tag,.no-print{display:none!important}body{background:#fff;font-size:11pt}.shell{width:100%}.diagnostic-shell{padding:0}.diag-card{max-width:none;border:0;box-shadow:none;padding:0}.report-preview{border:0;padding:0}.result-item{break-inside:avoid}.result-header{break-inside:avoid}a{color:inherit;text-decoration:none}.report-page-title{display:block!important}}